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- 08:02, 23 December 2023 Koder talk contribs deleted page User:MelinaOates (Identified as spam by the SmiteSpam extension.)
- 08:02, 23 December 2023 Koder talk contribs blocked MelinaOates talk contribs with an expiration time of indefinite (account creation disabled, email disabled, cannot edit own talk page) (Spamming)
- 05:36, 23 December 2023 MelinaOates talk contribs created page User:MelinaOates (Created page with "Reverse mortgages allow seniors to access home equity but involve complex terms and high costs that can erode equity. The OSFI mortgage stress test enacted in 2018 requires proving capacity to pay for at much higher rates. Mortgage portability permits transferring a current mortgage to a new eligible property. To discharge home financing and provide clear title upon sale or refinancing, the borrower must repay the entire loan balance as well as any discharge fee. The deb...")
- 05:31, 23 December 2023 User account MelinaOates talk contribs was created